Estimates when a payment between two of the entity’s accounts would be delivered, without creating one. The response has one estimate per delivery option valid for the receiving account and the originating account’s funding type, for example standard-ach, same-day-ach, and rtp for ACH with a bank originating account, or same-day-ach and rtp with a card. deductionDate is the debit date used for the estimate (defaults to today); amount is in minor units (cents).
{"docsConfig":{"theme":"sequoia","$schema":"https://mintlify.com/docs.json","name":"Melio Payouts API","colors":{"primary":"#7849ff","light":"#b79eff","dark":"#5f33e6"},"logo":{"light":"https://mintcdn.com/melio/xvWXKzlr8EBNoRDW/images/melio-wordmark.svg?fit=max\u0026auto=format\u0026n=xvWXKzlr8EBNoRDW\u0026q=85\u0026s=64c5b00a44de83a5745e570ecf3d0fc2","dark":"https://mintcdn.com/melio/-5UmKJJuHDVMiDrl/images/melio-wordmark-invert.svg?fit=max\u0026auto=format\u0026n=-5UmKJJuHDVMiDrl\u0026q=85\u0026s=d39c348234f65d6b306ccd6084ebbc01","href":"https://melio.com/"},"favicon":{"light":"https://mintcdn.com/melio/J5BJFv_c5fQarBeJ/images/cropped-Melio_favicon_01-64x64.webp?fit=max\u0026auto=format\u0026n=J5BJFv_c5fQarBeJ\u0026q=85\u0026s=9f502b845554081800303c51cbf82a7c","dark":"https://mintcdn.com/melio/J5BJFv_c5fQarBeJ/images/cropped-Melio_favicon_01-64x64.webp?fit=max\u0026auto=format\u0026n=J5BJFv_c5fQarBeJ\u0026q=85\u0026s=9f502b845554081800303c51cbf82a7c"},"api":{"openapi":"openapi.json","params":{"expanded":"all"},"playground":{"display":"interactive"},"examples":{"defaults":"all","languages":["typescript","python","curl","java","ruby","go"],"prefill":true,"autogenerate":true},"url":"full","mdx":{"auth":{"method":"basic","name":"api-key"},"server":["https://api.staging01.melio.com","https://api.melio.com"]}},"background":{"color":{"dark":"#262D38"}},"navbar":{"links":[{"href":"https://developers.melio.com/contact","label":"Contact us"},{"href":"https://developers.melio.com/sign-in","label":"Log in"}],"primary":{"type":"button","label":"Sign up for beta","href":"https://developers.melio.com/sign-up"}},"seo":{"indexing":"navigable"},"fonts":{"family":"Inter"},"icons":{"library":"lucide"},"integrations":{"segment":{"key":"EJ3N2VRhwnd0eFx5CFt1BobojP0OF4GS"}},"markdown":{"schema":true},"styling":{"latex":true},"navigation":{"pages":[]}},"deployment":{"deploymentMetadataValue":{"subdomain":"melio","hasAudioNarration":false,"actualSubdomain":"melio","customDomains":["developers.melio.com"],"gitSource":{"type":"github","owner":"melio","repo":"payouts-api-docs","deployBranch":"main","contentDirectory":"","isPrivate":true,"mountPath":"","label":"","_id":"6ae0ec738cfebfdf07ee030c"},"entitlements":{"AI_CHAT":{"status":"ENABLED"},"WEB_MCP":{"status":"ENABLED"},"NARRATION":{"status":"ENABLED"}},"buildId":"6af47aa92d65da0928c63ec7","clientVersion":"0.0.4143","searchFilterCounts":[{"language":"default","tag":"Documentation","count":32},{"language":"default","tag":"API Reference","count":24},{"language":"default","tag":"Tools","count":10},{"language":"default","tag":"Building with the API","count":8},{"language":"default","tag":"Entities","count":7},{"language":"default","tag":"Core resources","count":6},{"language":"default","tag":"Risk, compliance \u0026 going live","count":6},{"language":"default","tag":"Accounts","count":6},{"language":"default","tag":"Payments","count":6},{"language":"default","tag":"Get started","count":3}]},"assistantConfig":{"enableAskAiButton":false,"enableStarterQuestions":false,"enableContextualStarterQuestions":false,"enableAskAiSearchBar":true},"basePath":"/docs","hasChatPermissions":true,"hasWebMcpPermissions":true,"toggles":[{"name":"kill-isr","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"custom-rbac-roles","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"agent-mintlify-slack","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"agent-integrations-settings","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"rbac-expansion","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"automations-pr-grouping","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"custom-prefix","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"analytics-v7","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"user-flows-analytics","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"no-publish-flow","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"workos-onboarding","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"snapshot-serving-live","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"stripTemperatureMiddleware","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"support-platform-pylon-zendesk","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"snapshot-serving","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"instant-rollback","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"granular-notifications-server","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"granular-notifications","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"automations-fable","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"fixed-ai-action-pricing","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"automation-resolve-merge-conflict","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"scoped-publishing","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"mintql","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"page-level-analytics","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"editor-version-history-v2","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"billing-page-v2","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"full-page-search","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"workspace-projects","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"assistant-v5","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"fork-pr-previews","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"revalidation-jwt","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"workos-sso-scim","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"hobby-abuse-scan","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"dashboard-inbox","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"workos-signup","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"turbopuffer-dual-write","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"workos-enabled","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"approve-review-flow","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"editor-metadata","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"sso-setup-deadline-banner","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"turbopuffer-serve","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"live-agents","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false},{"name":"llms-txt-v2","enabled":true,"variant":{"name":"disabled","enabled":false,"feature_enabled":true},"impressionData":false}],"googleFontsInlined":false},"customCss":[{"filePath":"style.css","content":".sidebar-group-header{font-size:0.9rem!important;font-weight:500!important;letter-spacing:0.01em}#page-title{font-size:2rem;line-height:1.25}#header .eyebrow{font-size:0.7rem!important}#header .prose{font-size:1rem!important}"}],"page":{"pagePath":"api-reference/tools/estimate-delivery-dates","slug":"/api-reference/tools/estimate-delivery-dates","pageMetadata":{"title":"Estimate delivery dates","description":"Estimates when a payment between two of the entity's accounts would be delivered, without creating one. The response has one estimate per delivery option valid for the receiving account and the originating account's funding type, for example `standard-ach`, `same-day-ach`, and `rtp` for ACH with a bank originating account, or `same-day-ach` and `rtp` with a card. `deductionDate` is the debit date used for the estimate (defaults to today); `amount` is in minor units (cents).\n","deprecated":null,"version":null,"openapi":"/openapi.json post /tools/delivery-eta","href":"/api-reference/tools/estimate-delivery-dates","autogeneratedByOpenApi":true},"description":{"compiledSource":"\"use strict\";\nconst {jsx: _jsx, jsxs: _jsxs} = arguments[0];\nconst {useMDXComponents: _provideComponents} = arguments[0];\nfunction _createMdxContent(props) {\n const _components = {\n code: \"code\",\n p: \"p\",\n ..._provideComponents(),\n ...props.components\n };\n return _jsxs(_components.p, {\n children: [\"Estimates when a payment between two of the entity’s accounts would be delivered, without creating one. The response has one estimate per delivery option valid for the receiving account and the originating account’s funding type, for example \", _jsx(_components.code, {\n children: \"standard-ach\"\n }), \", \", _jsx(_components.code, {\n children: \"same-day-ach\"\n }), \", and \", _jsx(_components.code, {\n children: \"rtp\"\n }), \" for ACH with a bank originating account, or \", _jsx(_components.code, {\n children: \"same-day-ach\"\n }), \" and \", _jsx(_components.code, {\n children: \"rtp\"\n }), \" with a card. \", _jsx(_components.code, {\n children: \"deductionDate\"\n }), \" is the debit date used for the estimate (defaults to today); \", _jsx(_components.code, {\n children: \"amount\"\n }), \" is in minor units (cents).\"]\n });\n}\nfunction MDXContent(props = {}) {\n const {wrapper: MDXLayout} = {\n ..._provideComponents(),\n ...props.components\n };\n return MDXLayout ? _jsx(MDXLayout, {\n ...props,\n children: _jsx(_createMdxContent, {\n ...props\n })\n }) : _createMdxContent(props);\n}\nreturn {\n default: MDXContent\n};\n","frontmatter":{},"scope":{}},"pageType":"default","mdx":{"mdxSource":{"compiledSource":"\"use strict\";const{Fragment:_Fragment,jsx:_jsx}=arguments[0];const{useMDXComponents:_provideComponents}=arguments[0];function _createMdxContent(props){return _jsx(_Fragment,{})}function MDXContent(props={}){const{wrapper:MDXLayout}={..._provideComponents(),...props.components};return MDXLayout?_jsx(MDXLayout,{...props,children:_jsx(_createMdxContent,{...props})}):_createMdxContent(props)}return{default:MDXContent}","frontmatter":{},"scope":{"config":{},"pageMetadata":{"title":"Estimate delivery dates","description":"Estimates when a payment between two of the entity's accounts would be delivered, without creating one. The response has one estimate per delivery option valid for the receiving account and the originating account's funding type, for example `standard-ach`, `same-day-ach`, and `rtp` for ACH with a bank originating account, or `same-day-ach` and `rtp` with a card. `deductionDate` is the debit date used for the estimate (defaults to today); `amount` is in minor units (cents).\n","deprecated":null,"version":null,"openapi":"/openapi.json post /tools/delivery-eta","href":"/api-reference/tools/estimate-delivery-dates","autogeneratedByOpenApi":true}}},"mdxSourceWithNoJs":null},"mdxExtracts":{"tableOfContents":[],"codeExamples":{}},"jsLinks":[],"openApiReferenceData":{"operation":{"tags":["Tools"],"summary":"Estimate delivery dates","description":"Estimates when a payment between two of the entity's accounts would be delivered, without creating one. The response has one estimate per delivery option valid for the receiving account and the originating account's funding type, for example `standard-ach`, `same-day-ach`, and `rtp` for ACH with a bank originating account, or `same-day-ach` and `rtp` with a card. `deductionDate` is the debit date used for the estimate (defaults to today); `amount` is in minor units (cents).\n","security":["8acf1a9f-0404-40f9-a95d-1d1490a04d45"],"requestBody":"13b75ad4-3533-4e04-8eb3-71339351c1fa","responses":{"200":"54b40e9e-4a96-4090-8046-2dbd39c3bb7c","400":"f2a1cb8a-9ed4-4e77-9e34-55fedaf3885f","404":"c88b7788-121e-41e6-a72d-3ac12b39cb74"},"method":"post","type":"path","servers":["11023ec5-d3f9-4571-b97f-e305433ac479","a9b4dcdc-ad19-4ca1-80f3-760819968e97"],"path":"/tools/delivery-eta","baseUrlOptions":["https://api.melio.com/v2","https://api.staging01.melio.com/v2"],"title":"Estimate delivery dates","codeSamples":[],"requestExampleLanguages":["typescript","python","bash","java","ruby","go"],"requiredOnlyExamples":false,"requestExampleType":"generated","responseExampleType":"generated","prefillPlaygroundWithExample":true,"prefillPlaygroundExamples":[{"body.originatingAccountId":"acct_3f2504e0-4f89-41d3-9a0c-0305e82c3301","body.receivingAccountId":"acct_9b1deb4d-3b7d-4bad-9bdd-2b0d7b3dcb6d","body.amount":125000,"body.deductionDate":"2026-07-10"}],"urlDisplay":"full"},"dependencies":{"parameters":{"68732e44-5803-4997-a5de-df783986bb76":{"name":"Melio-Entity-Id","in":"header","required":true,"description":"Entity the request operates on — an entity id (`ent_\u003cuuid>`) or `me` (the partner's sole entity).","schema":{"type":"string","isRequired":true,"description":"Entity the request operates on — an entity id (`ent_\u003cuuid>`) or `me` (the partner's sole entity).","uniqueKey":"","typeLabel":"string"}}},"requestBody":{"required":true,"content":{"application/json":{"schema":{"type":"object","required":["originatingAccountId","receivingAccountId","amount"],"properties":{"originatingAccountId":{"type":"string","description":"Internal originating account id (acct_\u003cid>), the debit account","isRequired":true,"uniqueKey":"originatingAccountId","typeLabel":"string"},"receivingAccountId":{"type":"string","description":"External receiving account id (acct_\u003cid>), the credit account","isRequired":true,"uniqueKey":"receivingAccountId","typeLabel":"string"},"amount":{"type":"integer","description":"The prospective payment amount to estimate for, in minor units (cents).","isRequired":true,"uniqueKey":"amount","typeLabel":"integer"},"deductionDate":{"type":"string","format":"date","description":"The debit/schedule date the estimate is based on. Defaults to the current date when omitted.","uniqueKey":"deductionDate","typeLabel":"string\u003cdate>"},"currency":{"type":"string","default":"USD","uniqueKey":"currency","typeLabel":"string"}},"uniqueKey":"","typeLabel":"object"},"example":{"originatingAccountId":"acct_3f2504e0-4f89-41d3-9a0c-0305e82c3301","receivingAccountId":"acct_9b1deb4d-3b7d-4bad-9bdd-2b0d7b3dcb6d","amount":125000,"deductionDate":"2026-07-10"},"examples":{"Example":{"title":"Example","value":{"originatingAccountId":"acct_3f2504e0-4f89-41d3-9a0c-0305e82c3301","receivingAccountId":"acct_9b1deb4d-3b7d-4bad-9bdd-2b0d7b3dcb6d","amount":125000,"deductionDate":"2026-07-10"}}},"exampleType":"examples"}},"exampleType":"examples"},"responses":{"54b40e9e-4a96-4090-8046-2dbd39c3bb7c":{"description":"Estimated delivery dates, one per delivery preference for the receiving rail.","content":{"application/json":{"schema":{"type":"object","required":["originatingAccountId","receivingAccountId","amount","currency","deductionDate","estimates"],"properties":{"originatingAccountId":{"type":"string","isRequired":true,"uniqueKey":"originatingAccountId","typeLabel":"string"},"receivingAccountId":{"type":"string","isRequired":true,"uniqueKey":"receivingAccountId","typeLabel":"string"},"amount":{"type":"integer","description":"Echoes the requested payment amount, minor units (cents).","isRequired":true,"uniqueKey":"amount","typeLabel":"integer"},"currency":{"type":"string","isRequired":true,"uniqueKey":"currency","typeLabel":"string"},"deductionDate":{"type":"string","format":"date","description":"The debit/schedule date the estimates are based on.","isRequired":true,"uniqueKey":"deductionDate","typeLabel":"string\u003cdate>"},"estimates":{"type":"array","description":"One entry per delivery preference valid for the receiving external account. Empty when the rail has no valid preferences.\n","items":{"type":"object","description":"The estimated delivery date for a single delivery preference.","required":["deliveryPreference"],"properties":{"deliveryPreference":{"type":"string","enum":["standard-ach","same-day-ach","rtp","standard-check","express-check","overnight-check","domestic-wire","instant-domestic-wire","virtual-card","instant-virtual-card","counterparty-choice","international-fx","fast-international-fx","international-gusd"],"description":"A delivery preference valid for the receiving external account and the originating account's funding type.","isRequired":true,"uniqueKey":"estimates.items.[INDEX].deliveryPreference","typeLabel":"enum\u003cstring>"},"deliveryDate":{"type":"string","format":"date","description":"The estimated date the funds would be delivered for this delivery preference. Absent when no date can be estimated for the preference.\n","uniqueKey":"estimates.items.[INDEX].deliveryDate","typeLabel":"string\u003cdate>"}},"uniqueKey":"estimates.items.[INDEX]","typeLabel":"object"},"isRequired":true,"uniqueKey":"estimates","typeLabel":"object[]"}},"uniqueKey":"","typeLabel":"object"},"examples":{"bankFunded":{"title":"bankFunded","summary":"Bank (ACH) originating account — all three ACH speeds","value":{"originatingAccountId":"acct_3f2504e0-4f89-41d3-9a0c-0305e82c3301","receivingAccountId":"acct_9b1deb4d-3b7d-4bad-9bdd-2b0d7b3dcb6d","amount":125000,"currency":"USD","deductionDate":"2026-07-10","estimates":[{"deliveryPreference":"standard-ach","deliveryDate":"2026-07-14"},{"deliveryPreference":"same-day-ach","deliveryDate":"2026-07-10"},{"deliveryPreference":"rtp","deliveryDate":"2026-07-10"}]}},"cardFunded":{"title":"cardFunded","summary":"Card originating account — only the card-allowed ACH values (no standard-ach)","value":{"originatingAccountId":"acct_5c1f0e88-2d1b-4a6a-9f3e-8a4b6c2d1e0f","receivingAccountId":"acct_9b1deb4d-3b7d-4bad-9bdd-2b0d7b3dcb6d","amount":125000,"currency":"USD","deductionDate":"2026-07-10","estimates":[{"deliveryPreference":"same-day-ach","deliveryDate":"2026-07-10"},{"deliveryPreference":"rtp","deliveryDate":"2026-07-10"}]}}},"exampleType":"examples"}},"exampleType":"examples"},"f2a1cb8a-9ed4-4e77-9e34-55fedaf3885f":{"description":"Validation error or invalid account type","content":{"application/json":{"schema":{"type":"object","required":["error"],"properties":{"error":{"type":"object","required":["type","code","message"],"properties":{"type":{"type":"string","description":"Coarse, machine-readable error category. Branch on this to handle a whole class of failures without enumerating every `code`.","enum":["invalid_request_error","authentication_error","authorization_error","not_found_error","conflict_error","rate_limit_error","service_unavailable_error","internal_error"],"isRequired":true,"uniqueKey":"error.type","typeLabel":"enum\u003cstring>"},"code":{"type":"string","description":"Machine-readable error code.","enum":["VALIDATION_ERROR","INVALID_ACCOUNT_TYPE","ACCOUNT_NOT_VERIFIED","INVALID_DELIVERY_PREFERENCE","MCC_REQUIRED","MERCHANT_ADDRESS_REQUIRED","GOODS_RECEIVED_REQUIRED","IDEMPOTENCY_KEY_REQUIRED","FEE_CALCULATION_FAILED","UNSUPPORTED_CURRENCY","FX_QUOTE_INVALID","INVALID_SONAR_TOKEN","ATTACHMENT_REQUIRED","COMPLIANCE_UPLOAD_FAILED","ATTACHMENT_UPLOAD_FAILED","INTERNATIONAL_NOT_ENABLED","ENTITY_ONBOARDING_INCOMPLETE","UNAUTHORIZED","IP_NOT_ALLOWED","NOT_FOUND","DUPLICATE_ENTITY","DUPLICATE_ACCOUNT","DUPLICATE_PAYMENT","DUPLICATE_EXTERNAL_ID","ACCOUNT_IN_USE","BUSINESS_NOT_ELIGIBLE","PAYMENT_NOT_EDITABLE","PAYMENT_UPGRADED_BY_RECEIVER","PAYMENT_NOT_CANCELABLE","IDEMPOTENCY_KEY_REUSED","IDEMPOTENCY_KEY_IN_PROGRESS","IDEMPOTENCY_STORE_UNAVAILABLE","INTERNAL_ERROR"],"isRequired":true,"uniqueKey":"error.code","typeLabel":"enum\u003cstring>"},"message":{"type":"string","description":"Human-readable error message.","isRequired":true,"uniqueKey":"error.message","typeLabel":"string"},"details":{"type":"object","description":"Additional error context (e.g. field-level validation failures).","uniqueKey":"error.details","typeLabel":"object"}},"isRequired":true,"uniqueKey":"error","typeLabel":"object"}},"uniqueKey":"","typeLabel":"object"},"examples":{"Example":{"title":"Example","value":{"error":{"type":"invalid_request_error","code":"VALIDATION_ERROR","message":"\u003cstring>","details":{}}}}},"exampleType":"generated"}},"exampleType":"generated"},"c88b7788-121e-41e6-a72d-3ac12b39cb74":{"description":"Entity or account not found","content":{"application/json":{"schema":{"type":"object","required":["error"],"properties":{"error":{"type":"object","required":["type","code","message"],"properties":{"type":{"type":"string","description":"Coarse, machine-readable error category. Branch on this to handle a whole class of failures without enumerating every `code`.","enum":["invalid_request_error","authentication_error","authorization_error","not_found_error","conflict_error","rate_limit_error","service_unavailable_error","internal_error"],"isRequired":true,"uniqueKey":"error.type","typeLabel":"enum\u003cstring>"},"code":{"type":"string","description":"Machine-readable error code.","enum":["VALIDATION_ERROR","INVALID_ACCOUNT_TYPE","ACCOUNT_NOT_VERIFIED","INVALID_DELIVERY_PREFERENCE","MCC_REQUIRED","MERCHANT_ADDRESS_REQUIRED","GOODS_RECEIVED_REQUIRED","IDEMPOTENCY_KEY_REQUIRED","FEE_CALCULATION_FAILED","UNSUPPORTED_CURRENCY","FX_QUOTE_INVALID","INVALID_SONAR_TOKEN","ATTACHMENT_REQUIRED","COMPLIANCE_UPLOAD_FAILED","ATTACHMENT_UPLOAD_FAILED","INTERNATIONAL_NOT_ENABLED","ENTITY_ONBOARDING_INCOMPLETE","UNAUTHORIZED","IP_NOT_ALLOWED","NOT_FOUND","DUPLICATE_ENTITY","DUPLICATE_ACCOUNT","DUPLICATE_PAYMENT","DUPLICATE_EXTERNAL_ID","ACCOUNT_IN_USE","BUSINESS_NOT_ELIGIBLE","PAYMENT_NOT_EDITABLE","PAYMENT_UPGRADED_BY_RECEIVER","PAYMENT_NOT_CANCELABLE","IDEMPOTENCY_KEY_REUSED","IDEMPOTENCY_KEY_IN_PROGRESS","IDEMPOTENCY_STORE_UNAVAILABLE","INTERNAL_ERROR"],"isRequired":true,"uniqueKey":"error.code","typeLabel":"enum\u003cstring>"},"message":{"type":"string","description":"Human-readable error message.","isRequired":true,"uniqueKey":"error.message","typeLabel":"string"},"details":{"type":"object","description":"Additional error context (e.g. field-level validation failures).","uniqueKey":"error.details","typeLabel":"object"}},"isRequired":true,"uniqueKey":"error","typeLabel":"object"}},"uniqueKey":"","typeLabel":"object"},"examples":{"Example":{"title":"Example","value":{"error":{"type":"invalid_request_error","code":"VALIDATION_ERROR","message":"\u003cstring>","details":{}}}}},"exampleType":"generated"}},"exampleType":"generated"}},"security":{"8acf1a9f-0404-40f9-a95d-1d1490a04d45":{"ApiKey":{"type":"apiKey","in":"header","name":"api-key","scopes":[],"schemeName":"ApiKey"}}},"servers":{"11023ec5-d3f9-4571-b97f-e305433ac479":{"description":"Production","url":"https://api.melio.com/v2"},"a9b4dcdc-ad19-4ca1-80f3-760819968e97":{"description":"Staging01","url":"https://api.staging01.melio.com/v2"}},"processedSecurityOptions":[{"schemes":[{"scheme":{"type":"apiKey","in":"header","name":"api-key","scopes":[],"schemeName":"ApiKey"},"schema":{"title":"api-key","type":"string","isRequired":true,"typeLabel":"string","deprecated":false},"schemeName":"ApiKey","name":"api-key"}],"title":"ApiKey"}]},"originalFileLocation":"openapi.json"},"subdomain":"melio","siteName":"Melio Payouts API","title":"Estimate delivery dates - Melio Payouts API","navMaps":{"firstHrefInVersion":{},"firstHrefInLanguage":{}},"lastModified":"2026-11-11T07:50:54.094Z","originalFileLocation":"api-reference/tools/estimate-delivery-dates.mdx"},"headHtml":"\u003cscript data-mint-head>(function(){var d=document.documentElement,p=null;if(!p){try{p=localStorage.getItem(\"isDarkMode\")}catch(e){}if(p==='true')p='dark';else if(p==='false')p='light';if(p!=='light'\u0026\u0026p!=='dark'\u0026\u0026p!=='system')p=\"system\"}var r=p==='system'?(matchMedia(\"(prefers-color-scheme: dark)\").matches?'dark':'light'):p;d.classList.remove(r==='dark'?'light':'dark');d.classList.add(r);d.setAttribute(\"data-theme-preference\",p)})();\u003c/script>\u003cmeta data-mint-head name=\"description\" content=\"Estimates when a payment between two of the entity\u0026#x27;s accounts would be delivered, without creating one. The response has one estimate per delivery option valid for the receiving account and the originating account\u0026#x27;s funding type, for example standard-ach, same-day-ach, and rtp for ACH with a bank originating account, or same-day-ach and rtp with a card. deductionDate is the debit date used for the estimate (defaults to today); amount is in minor units (cents).\">\u003cmeta data-mint-head name=\"application-name\" content=\"Melio Payouts API\">\u003cmeta data-mint-head name=\"generator\" content=\"Mintlify\">\u003clink data-mint-head rel=\"icon\" type=\"image/png\" sizes=\"192x192\" href=\"/docs/mintlify-assets/_mintlify/favicons/melio/9sciKkVs_XIsdZmC/_generated/favicon/android-chrome-192x192.png\" media=\"(prefers-color-scheme: light)\">\u003clink data-mint-head rel=\"apple-touch-icon\" type=\"image/png\" sizes=\"180x180\" href=\"/docs/mintlify-assets/_mintlify/favicons/melio/9sciKkVs_XIsdZmC/_generated/favicon/apple-touch-icon.png\">\u003clink data-mint-head rel=\"icon\" type=\"image/png\" sizes=\"16x16\" href=\"/docs/mintlify-assets/_mintlify/favicons/melio/9sciKkVs_XIsdZmC/_generated/favicon/favicon-16x16.png\" media=\"(prefers-color-scheme: light)\">\u003clink data-mint-head rel=\"icon\" type=\"image/png\" sizes=\"32x32\" href=\"/docs/mintlify-assets/_mintlify/favicons/melio/9sciKkVs_XIsdZmC/_generated/favicon/favicon-32x32.png\" media=\"(prefers-color-scheme: light)\">\u003clink data-mint-head rel=\"shortcut icon\" type=\"image/x-icon\" href=\"/docs/mintlify-assets/_mintlify/favicons/melio/9sciKkVs_XIsdZmC/_generated/favicon/favicon.ico\" media=\"(prefers-color-scheme: light)\">\u003clink data-mint-head rel=\"icon\" type=\"image/png\" sizes=\"192x192\" href=\"/docs/mintlify-assets/_mintlify/favicons/melio/9sciKkVs_XIsdZmC/_generated/favicon-dark/android-chrome-192x192.png\" media=\"(prefers-color-scheme: dark)\">\u003clink data-mint-head rel=\"icon\" type=\"image/png\" sizes=\"16x16\" href=\"/docs/mintlify-assets/_mintlify/favicons/melio/9sciKkVs_XIsdZmC/_generated/favicon-dark/favicon-16x16.png\" media=\"(prefers-color-scheme: dark)\">\u003clink data-mint-head rel=\"icon\" type=\"image/png\" sizes=\"32x32\" href=\"/docs/mintlify-assets/_mintlify/favicons/melio/9sciKkVs_XIsdZmC/_generated/favicon-dark/favicon-32x32.png\" media=\"(prefers-color-scheme: dark)\">\u003clink data-mint-head rel=\"shortcut icon\" type=\"image/x-icon\" href=\"/docs/mintlify-assets/_mintlify/favicons/melio/9sciKkVs_XIsdZmC/_generated/favicon-dark/favicon.ico\" media=\"(prefers-color-scheme: dark)\">\u003cmeta data-mint-head property=\"og:title\" content=\"Estimate delivery dates - Melio Payouts API\">\u003cmeta data-mint-head property=\"og:description\" content=\"Estimates when a payment between two of the entity\u0026#x27;s accounts would be delivered, without creating one. The response has one estimate per delivery option valid for the receiving account and the originating account\u0026#x27;s funding type, for example standard-ach, same-day-ach, and rtp for ACH with a bank originating account, or same-day-ach and rtp with a card. deductionDate is the debit date used for the estimate (defaults to today); amount is in minor units (cents).\">\u003cmeta data-mint-head property=\"og:site_name\" content=\"Melio Payouts API\">\u003cmeta data-mint-head property=\"og:url\" content=\"https://developers.melio.com/docs/api-reference/tools/estimate-delivery-dates\">\u003cmeta data-mint-head property=\"og:type\" content=\"website\">\u003cmeta data-mint-head property=\"og:image\" content=\"https://melio.mintlify.site/docs/_mintlify/api/og/v2?division=Tools\u0026amp;title=Estimate+delivery+dates\u0026amp;description=Estimates+when+a+payment+between+two+of+the+entity%27s+accounts+would+be+delivered%2C+without+creating+one.+The+response+has+one+estimate+per+delivery+option+valid+\u0026amp;theme=840e77e176f335a47137ea1a\u0026amp;signature=6a7306568455285c5ffce6aaf3a22142e4448335bf7b2e460b139dfa4cf15b93\">\u003cmeta data-mint-head property=\"og:image:width\" content=\"1200\">\u003cmeta data-mint-head property=\"og:image:height\" content=\"630\">\u003cmeta data-mint-head name=\"twitter:card\" content=\"summary_large_image\">\u003cmeta data-mint-head name=\"twitter:title\" content=\"Estimate delivery dates - Melio Payouts API\">\u003cmeta data-mint-head name=\"twitter:description\" content=\"Estimates when a payment between two of the entity\u0026#x27;s accounts would be delivered, without creating one. The response has one estimate per delivery option valid for the receiving account and the originating account\u0026#x27;s funding type, for example standard-ach, same-day-ach, and rtp for ACH with a bank originating account, or same-day-ach and rtp with a card. deductionDate is the debit date used for the estimate (defaults to today); amount is in minor units (cents).\">\u003cmeta data-mint-head name=\"twitter:image\" content=\"https://melio.mintlify.site/docs/_mintlify/api/og/v2?division=Tools\u0026amp;title=Estimate+delivery+dates\u0026amp;description=Estimates+when+a+payment+between+two+of+the+entity%27s+accounts+would+be+delivered%2C+without+creating+one.+The+response+has+one+estimate+per+delivery+option+valid+\u0026amp;theme=840e77e176f335a47137ea1a\u0026amp;signature=6a7306568455285c5ffce6aaf3a22142e4448335bf7b2e460b139dfa4cf15b93\">\u003cmeta data-mint-head name=\"twitter:image:width\" content=\"1200\">\u003cmeta data-mint-head name=\"twitter:image:height\" content=\"630\">\u003cmeta data-mint-head name=\"msapplication-config\" content=\"/docs/mintlify-assets/_mintlify/favicons/melio/9sciKkVs_XIsdZmC/_generated/favicon/browserconfig.xml\">\u003cmeta data-mint-head name=\"apple-mobile-web-app-title\" content=\"Melio Payouts API\">\u003cmeta data-mint-head name=\"msapplication-TileColor\" content=\"#7849ff\">\u003clink data-mint-head rel=\"canonical\" href=\"https://developers.melio.com/docs/api-reference/tools/estimate-delivery-dates\">\u003clink data-mint-head rel=\"alternate\" type=\"application/xml\" href=\"/docs/sitemap.xml\">\u003clink data-mint-head rel=\"alternate\" type=\"text/markdown\" href=\"/docs/api-reference/tools/estimate-delivery-dates.md\">\u003cscript data-mint-head type=\"application/ld+json\">{\"@context\":\"https://schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https://developers.melio.com/#organization\",\"name\":\"Melio Payouts API\",\"url\":\"https://developers.melio.com\",\"logo\":{\"@type\":\"ImageObject\",\"url\":\"https://mintcdn.com/melio/xvWXKzlr8EBNoRDW/images/melio-wordmark.svg?fit=max\u0026auto=format\u0026n=xvWXKzlr8EBNoRDW\u0026q=85\u0026s=64c5b00a44de83a5745e570ecf3d0fc2\"}},{\"@type\":\"WebSite\",\"@id\":\"https://developers.melio.com/docs#website\",\"name\":\"Melio Payouts API\",\"url\":\"https://developers.melio.com/docs\",\"publisher\":{\"@id\":\"https://developers.melio.com/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https://developers.melio.com/docs/api-reference/tools/estimate-delivery-dates#webpage\",\"url\":\"https://developers.melio.com/docs/api-reference/tools/estimate-delivery-dates\",\"name\":\"Estimate delivery dates\",\"description\":\"Estimates when a payment between two of the entity's accounts would be delivered, without creating one. The response has one estimate per delivery option valid for the receiving account and the originating account's funding type, for example standard-ach, same-day-ach, and rtp for ACH with a bank originating account, or same-day-ach and rtp with a card. deductionDate is the debit date used for the estimate (defaults to today); amount is in minor units (cents).\",\"dateModified\":\"2026-11-11T07:50:54.094Z\",\"isPartOf\":{\"@id\":\"https://developers.melio.com/docs#website\"},\"breadcrumb\":{\"@id\":\"https://developers.melio.com/docs/api-reference/tools/estimate-delivery-dates#breadcrumb\"}},{\"@type\":\"BreadcrumbList\",\"@id\":\"https://developers.melio.com/docs/api-reference/tools/estimate-delivery-dates#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Tools\",\"item\":\"https://developers.melio.com/docs/api-reference/tools/calculate-fees\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Estimate delivery dates\",\"item\":\"https://developers.melio.com/docs/api-reference/tools/estimate-delivery-dates\"}]},{\"@type\":[\"TechArticle\",\"APIReference\"],\"@id\":\"https://developers.melio.com/docs/api-reference/tools/estimate-delivery-dates#apireference\",\"headline\":\"Estimate delivery dates\",\"name\":\"Estimate delivery dates\",\"description\":\"Estimates when a payment between two of the entity's accounts would be delivered, without creating one. The response has one estimate per delivery option valid for the receiving account and the originating account's funding type, for example standard-ach, same-day-ach, and rtp for ACH with a bank originating account, or same-day-ach and rtp with a card. deductionDate is the debit date used for the estimate (defaults to today); amount is in minor units (cents).\",\"url\":\"https://developers.melio.com/docs/api-reference/tools/estimate-delivery-dates\",\"mainEntityOfPage\":{\"@id\":\"https://developers.melio.com/docs/api-reference/tools/estimate-delivery-dates#webpage\"},\"dateModified\":\"2026-11-11T07:50:54.094Z\",\"publisher\":{\"@id\":\"https://developers.melio.com/#organization\"},\"isPartOf\":{\"@id\":\"https://developers.melio.com/docs#website\"}}]}\u003c/script>\u003cscript data-mint-head type=\"application/ld+json\">{\"@context\":\"https://schema.org\",\"@type\":\"WebSite\",\"name\":\"Melio Payouts API\",\"publisher\":{\"@type\":\"Organization\",\"name\":\"Melio Payouts API\"},\"provider\":{\"@type\":\"Organization\",\"name\":\"Mintlify\",\"url\":\"https://mintlify.com\"}}\u003c/script>","agentPointerHref":"/docs/api-reference/tools/estimate-delivery-dates.md","siteName":"Melio Payouts API","nav":{"global":null,"tabs":[{"tab":"Documentation","pages":[{"title":"Documentation","href":"/Introduction"}]},{"tab":"API Reference","groups":[{"group":"Entities","pages":[{"title":"List entities","deprecated":null,"version":null,"openapi":"/openapi.json get /entities","href":"/api-reference/entities/list-entities"},{"title":"Create an entity","deprecated":null,"version":null,"openapi":"/openapi.json post /entities","href":"/api-reference/entities/create-an-entity"},{"title":"Get an entity","deprecated":null,"version":null,"openapi":"/openapi.json get /entities/{entityId}","href":"/api-reference/entities/get-an-entity"},{"title":"Update an entity","deprecated":null,"version":null,"openapi":"/openapi.json patch /entities/{entityId}","href":"/api-reference/entities/update-an-entity"},{"title":"List beneficial owners","deprecated":null,"version":null,"openapi":"/openapi.json get /entities/{entityId}/beneficial-owners","href":"/api-reference/entities/list-beneficial-owners"},{"title":"Replace beneficial owners","deprecated":null,"version":null,"openapi":"/openapi.json put /entities/{entityId}/beneficial-owners","href":"/api-reference/entities/replace-beneficial-owners"},{"title":"Get limitations","deprecated":null,"version":null,"openapi":"/openapi.json get /limitations","href":"/api-reference/entities/get-limitations"}]},{"group":"Accounts","pages":[{"title":"List accounts","deprecated":null,"version":null,"openapi":"/openapi.json get /accounts","href":"/api-reference/accounts/list-accounts"},{"title":"Create an account","deprecated":null,"version":null,"openapi":"/openapi.json post /accounts","href":"/api-reference/accounts/create-an-account"},{"title":"Create a link to add a Plaid or card account","deprecated":null,"version":null,"openapi":"/openapi.json post /accounts/link","href":"/api-reference/accounts/create-a-link-to-add-a-plaid-or-card-account"},{"title":"Get an account","deprecated":null,"version":null,"openapi":"/openapi.json get /accounts/{accountId}","href":"/api-reference/accounts/get-an-account"},{"title":"Delete an account","deprecated":null,"version":null,"openapi":"/openapi.json delete /accounts/{accountId}","href":"/api-reference/accounts/delete-an-account"},{"title":"Create a link to verify a Plaid account","deprecated":null,"version":null,"openapi":"/openapi.json post /accounts/{accountId}/verify/link","href":"/api-reference/accounts/create-a-link-to-verify-a-plaid-account"}]},{"group":"Attachments","pages":[{"title":"Upload an attachment","deprecated":null,"version":null,"openapi":"/openapi.json post /attachments","href":"/api-reference/attachments/upload-an-attachment"}]},{"group":"Payments","pages":[{"title":"List payments","deprecated":null,"version":null,"openapi":"/openapi.json get /payments","href":"/api-reference/payments/list-payments"},{"title":"Create a payment","deprecated":null,"version":null,"openapi":"/openapi.json post /payments","href":"/api-reference/payments/create-a-payment"},{"title":"Get a payment","deprecated":null,"version":null,"openapi":"/openapi.json get /payments/{paymentId}","href":"/api-reference/payments/get-a-payment"},{"title":"Update a payment","deprecated":null,"version":null,"openapi":"/openapi.json patch /payments/{paymentId}","href":"/api-reference/payments/update-a-payment"},{"title":"Cancel a payment","deprecated":null,"version":null,"openapi":"/openapi.json post /payments/{paymentId}/cancel","href":"/api-reference/payments/cancel-a-payment"},{"title":"Simulate a payment action","deprecated":null,"version":null,"openapi":"/openapi.json post /simulations/payments/{paymentId}/actions","href":"/api-reference/payments/simulate-a-payment-action"}]},{"group":"Tools","pages":[{"title":"Calculate fees","deprecated":null,"version":null,"openapi":"/openapi.json post /tools/fee-calculator","href":"/api-reference/tools/calculate-fees"},{"title":"Quote a currency conversion","deprecated":null,"version":null,"openapi":"/openapi.json post /tools/fx-quote","href":"/api-reference/tools/quote-a-currency-conversion"},{"title":"Check fast payment eligibility","description":"Checks which faster-than-standard delivery options a payment between two of the entity's accounts is eligible for, without creating one. Eligibility depends on the originating account, the receiving account, and the `amount` (minor units, cents). The response has one entry per fast option valid for the receiving account and the originating account's funding type, for example `same-day-ach` and `rtp` for ACH, or `express-check` and `overnight-check` for check. With a card originating account the collect is immediate, so `same-day-ach` and `instant-domestic-wire` are always eligible.\n","deprecated":null,"version":null,"openapi":"/openapi.json post /tools/fast-payment-eligibility","href":"/api-reference/tools/check-fast-payment-eligibility"},{"title":"Estimate delivery dates","deprecated":null,"version":null,"openapi":"/openapi.json post /tools/delivery-eta","href":"/api-reference/tools/estimate-delivery-dates"}]}]}]},"basePath":"","title":"Estimate delivery dates - Melio Payouts API","buildId":"dpl_Aw98ji4XvBsgtZwL1VrkUF9ehFqz","deploymentId":"dpl_Aw98ji4XvBsgtZwL1VrkUF9ehFqz","dynamics":["c2aa737661","b0f84f53ff","a9bb46feb3","2b790eda92"],"chunks":["OpenApiReferenceProvider-CQGbdtm4.js","utils-D88A1f-Z.js","cloneDeep-izs3Hzxb.js","_Uint8Array-BVIqJ90l.js","isObjectLike-C8vmzPEN.js","isArray-Dcu1dQ5t.js","utils-ChqWdz1A.js","toString-BX-iyh8G.js","isSymbol-CSH9U2Gm.js","addUniqueKeysToSchema-yBrxdh_6.js","snippetPresets-BgqDrFJC.js","style-to-object-BY3JEAdk.js","v4-DIgz8zy6.js","conditional-requirements-CFM0id0Q.js","Page-C2-BijcO.js","ApiExamples-Duxc2rZw.js","isEqual-BfaiBbcl.js","usePlaygroundInputsStore-C7jidOil.js","shallow-xkjpHm-U.js","getApiPlaygroundDisplay-fE3rVpvL.js","CodeSnippet-LgxljKed.js","CodeSnippets-D-pXWDHq.js","getPastedJson-CLRcu-uo.js","icon-Cxirpjgo.js","MethodPill-D49eqY5e.js","DuplicateIcon-CivCz5Rp.js","createIcon-D71qL3f5.js","DynamicMarkdown-BcGRTrw6.js","SectionHeading-DzaqmmSD.js","axios-vUo_bRtp.js","Markdown-CZqUYmMp.js","clsx-B6IZIRsp.js","lib-DuNMoZ05.js","lib-B8HbPgcC.js","html-void-elements-mCSPHezU.js","dist-B0ZV6X5T.js","katex-YMM-FMeD.js","marked.esm-CZWythHk.js","AssistantPageLink-MqLyPtsW.js"]}